Review
“If you feel powerless under the weight of your bills, this book will give you strength and the skills needed to respond to bill collectors and to rebuild your credit and — just as important — your self esteem.” (The New Orleans Times-Picayune 20080201)”This book is a [...]
I have a mortgage & home equity line of credit with the same lender. The rate on the equity loan is currently 2.5% (prime – 3/4). I was thinking of refinancing my mortgage and taking out a little cash to pay off some credit cards. My question is, if I refinance my mortgage [...]
Small businesses figure importantly in the American economy, yet few resources exist for small business owners looking to build their credit. In The Rational Guide to Building Small Business Credit, Barbara Weltman offers an indispensable new guide that clearly explains how to build and maintain [...]
Each year, millions of Americans sink further into debt and the sad truth is that most Americans have been conditioned to believe that debt is a normal part of life. If credit problems are adversely affecting your life, there are ways to improve your financial situation, and Credit Hell: How to Dig Out [...]
Over the 1993-03 period, $13.4 billion were approved for lines of credit, representing 8.4 percent of total Bank commitments for investment lending. The trend in commitments has been sharply downward, however, from some 10 percent of total Bank commitments in the early 1990s to well under 2 percent in 2002-03. Most [...]
Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores. But not all have benefited equally from the opened spigots. Some are overpaying for mortgage credit, others are getting in over their [...]
My husband passed away last year and I have medical bills and credit card bills that I can’t pay, would like to know if I were to file bankruptcy can I include my home equity line of credit?
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I’m thinking about applying for a home equity loan or line of credit for my home but am discouraged by my below average credit score. To refinance, any and all applicants must also be on the title document, so would the same rules apply on a home equity loan or line of credit?
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i’m trying to earn a little extra cash so i’m trying to do online surveys. what’s with the surveys that tell you they’ll pay after you sign up for free trials, free trials that need your credit card #. i kinda understand you have to maybe test a product in order to sometimes do a [...]
I am not employed and have trouble paying my equity line of credit ($25,000). My collateral is the apartment I live in and there is no debt on it. What happens with the debt if I file for bankruptcy?
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