Product DescriptionThis digital document is an article from The Register-Guard (Eugene, OR), published by The Register Guard on April 10, 2009. The length of the article is 776 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You [...]
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DescriptionTaped on April 15, 1987. Mr. Bloom’s surprise best-seller was gathering kudos and brickbats around the country; the only disappointment here is that he proves to be not always as focused viva voce as he is on the page. Still, an interesting and often moving look at the sad state of the American academy. Bloom: [...] I have a mortgage & home equity line of credit with the same lender. The rate on the equity loan is currently 2.5% (prime – 3/4). I was thinking of refinancing my mortgage and taking out a little cash to pay off some credit cards. My question is, if I refinance my mortgage [...] My husband passed away last year and I have medical bills and credit card bills that I can’t pay, would like to know if I were to file bankruptcy can I include my home equity line of credit? I’m thinking about applying for a home equity loan or line of credit for my home but am discouraged by my below average credit score. To refinance, any and all applicants must also be on the title document, so would the same rules apply on a home equity loan or line of credit? I am not employed and have trouble paying my equity line of credit ($25,000). My collateral is the apartment I live in and there is no debt on it. What happens with the debt if I file for bankruptcy? I’ve slipped and let me credit score get a little low. Today I applied for a home equity line of credit through CITI where I have my first mortgage and was declined. I would like to obtain this loan to payoff credit card debt and get my finances under control. Where or [...] I have a home equity line of credit at 9%; I see them advertised at 7.5%. Any ideas on how I might find a better rate without closing costs besides just calling around? My partner and I are splitting up. We own a home together. Can she take out a home equity line of credit without my signature? “This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt.” –Thomas R. Evans, President and CEO of BankRate.com, Inc. “Finally, someone has written a guide for savvy [...] |
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