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Can I Refinance My Mortgage Without Having To Payoff My Home Equity Line Of Credit Balance?

I have a mortgage & home equity line of credit with the same lender. The rate on the equity loan is currently 2.5% (prime – 3/4). I was thinking of refinancing my mortgage and taking out a little cash to pay off some credit cards. My question is, if I refinance my mortgage [...]

Bankruptcy , Can I Include My Home Equity Line Of Credit Loan In The Bakruptcy?

My husband passed away last year and I have medical bills and credit card bills that I can’t pay, would like to know if I were to file bankruptcy can I include my home equity line of credit?

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Does A Co-signer Need To Be On The Title To Apply For A Home Equity Loan Or A Home Equity Line Of Credit?

I’m thinking about applying for a home equity loan or line of credit for my home but am discouraged by my below average credit score. To refinance, any and all applicants must also be on the title document, so would the same rules apply on a home equity loan or line of credit?

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What Happens With My Equity Line Of Credit?

I am not employed and have trouble paying my equity line of credit ($25,000). My collateral is the apartment I live in and there is no debt on it. What happens with the debt if I file for bankruptcy?

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Where Is My Best Chance To Be Approved For A Home Equity Line Of Credit?

I’ve slipped and let me credit score get a little low. Today I applied for a home equity line of credit through CITI where I have my first mortgage and was declined. I would like to obtain this loan to payoff credit card debt and get my finances under control. Where or [...]

How Find New Home Equity Line Of Credit?

I have a home equity line of credit at 9%; I see them advertised at 7.5%. Any ideas on how I might find a better rate without closing costs besides just calling around?

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Can My Partner Get A Home Equity Line Of Credit Without My Signature?

My partner and I are splitting up. We own a home together. Can she take out a home equity line of credit without my signature?

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How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line

“This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt.” –Thomas R. Evans, President and CEO of BankRate.com, Inc. “Finally, someone has written a guide for savvy [...]

J.D. Power ranks Wachovia highest in home-equity line satisfaction.

This digital document is an article from Mortgage Banking, published by Thomson Gale on September 1, 2007. The length of the article is 630 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Digital Locker immediately [...]

Managing your home equity line: Todd Brown used credit to build his real estate business.

This digital document is an article from Black Enterprise, published by Earl G. Graves Publishing Co., Inc. on June 1, 2005. The length of the article is 690 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your [...]